College Readiness

As my own daughter nears the end of her senior year, I’m considering all the advantages and disadvantages of having her go to a local community college versus a university in the next city. She would either have to take the train every day, or she’d have to live with friends/stay in a dorm/get...

10 Survival Tips for Low-Income Families

First, set realistic goals: Set realistic financial goals for yourself and your family, and break them down into smaller, achievable steps. Celebrate your successes along the way to help stay motivated. Photo of Potential Expenses and Expected Income Create a budget: Start by creating a budget...

Holiday Greetings

How does your family celebrate or remember the year, the family, the friends, the joys and losses? Share your traditions and let’s see who has similar or new traditions. We decorate the Christmas tree as soon after Thanksgiving as we can. So pretty! Then we come up with: one thing we need, one...

Ages and Stages

“You’re always getting on to me! It’s not fair!” Staring down my 12 year old, I pause a moment and try to consider where she’s coming from; what she really needs from me. Frustrated, she sighs and stomps off to her room. I wait a moment before following her. Quietly knocking, I open the...

For the Weary Mom and Dads

Let your “Yes” be YES, and your “No” be NO. “Consistency is key” These “trite” sayings sound so easy – ARE easy to say, but are more challenging to DO. Let your yes mean YES – you concur. You agree. You permit it to happen. It has your blessing. Let your no mean NO –...